Child Maintenance arrears

If you don’t pay what you owe:

• Goods can be taken from your home
• Money can be taken from your bank account, wages and/or benefits
• The debt can be secured against your home
• You’re at risk of imprisonment

Criminal fine

If you don’t pay what you owe:

• Your vehicle clamped or taken away
• Money can be taken from your bank account or benefits
• You’re at risk of imprisonment

Gas or electricity

If you don’t pay what you owe:

• Your supply can be disconnected
• The creditor can apply for a Money judgment
• Money can be taken from your benefits

Hire purchase or logbook loan

If you don’t pay what you owe:

• The items you bought can be repossessed
• The creditor can apply for a Money judgment

Money judgment

• Goods can be taken from your home
• The debt can be secured against your home
• Money can be taken from your wage and/or your bank account

Mortgage or secured loan

If you don’t pay what you owe:

• Your property can be repossessed by the lender

Phone

If you don’t pay what you owe:

• Your service can be disconnected
• The provider can apply for a Money judgment

Rates

If you don’t pay what you owe:

• Goods can be taken from your home
• Money taken from your wages and/or your bank account
• The debt can be secured against your home
• The local authority can apply for your bankruptcy

Rent

If you don’t pay what you owe:

• You could be evicted from your home

Tax, VAT or National Insurance

If you don’t pay what you owe:

• Goods can be taken from your home
• Money can be taken from your bank account
• Your PAYE tax code can be adjusted to a higher tax rate
• HMRC can apply for your bankruptcy

TV licence

If you don’t pay what you owe:

• You can be fined

Water

• If you don’t pay what you owe:
• Money can be taken from your benefits